Vermont Accidents

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Search results for “Vermont insurance”

20 results

VA Disability Benefits and Vermont Truck Accident Claims

If a commercial truck hit you in Vermont, your VA disability benefits usually do not let the trucking company off the hook, and they do not get a discount because you served.

ARTICLE by Sarah Goodwin

A 50-mph rear-end crash can still turn into a blame fight

A hard rear-end crash in a construction zone looks obvious, but in Vermont the driver, the comp carrier, and Medicare can all point fingers at you while the bills stack up.

ARTICLE by Pete Rossignol

I was sitting on the shoulder in St. Albans and now my old Facebook photos are being used against me

A St. Albans electrician gets hit while pulled over with hazard lights on, then learns the real fight is over underinsured coverage and old social media photos.

ARTICLE by Mike Parenteau

How much can I collect if two drivers caused my St. Albans bike crash?

Everyone says "just add both insurance policies together", but actually that is not how a Vermont multi-party crash payout works. The real number depends first on fault...

Your boss used your papers against you after a two-hit crash

A Burlington roofer with a likely permanent injury after two separate impacts still has claims to sort out, and the immigration threat changes the pressure, not the value of the damage.

ARTICLE by Pete Rossignol

No witness, lying driver, motorcycle wreck - your claim still isn't dead

A blind-spot lane-change crash with no witnesses turns into a credibility fight fast, but in Vermont the claim usually lives or dies on evidence you can still lock down after the wreck.

ARTICLE by Sarah Goodwin

I got hit on a South Burlington off-ramp and now I'm the liar

A wrong-way off-ramp crash with no witnesses can turn into a pure credibility fight fast, and the insurance company will use every gap against you.

ARTICLE by Brenda Patch

My coworker fell in a Brattleboro work parking lot, is that workers' comp?

Your employer is hoping you never learn this: a fall in the company parking lot can still be a Vermont workers' compensation claim. Worst case, the insurer says it was just a...

What does workers' comp cover years later if my boss told me use insurance?

File Vermont workers' comp Form 5 - the Employee's Notice of Injury and Claim for Compensation - and do it within 6 months of the injury. Your employer's insurance company...

Can I claim PTSD after a Barre crash if I'm undocumented?

$150 to $300 for a therapy visit adds up fast, and yes - in Vermont, you can claim PTSD, anxiety, depression, and counseling costs after a crash even if you are undocumented....

My sister got hit on a Montpelier sidewalk and the insurer has ghosted her

A sidewalk crash in Montpelier can turn into a bigger case if the driver was impaired, and the insurance company staying silent does not freeze your claim.

ARTICLE by Colleen Robitaille

What mistakes ruin a Vermont crash claim in the first 48 hours?

Everyone says "just tell the insurer what happened," but actually the fastest way to damage a Vermont claim is to talk too much, post too much, and wait too long to document...

How much could we owe after my employee's Burlington road-work lane-shift crash?

Usually $0 directly to your employee if you had valid Vermont workers' comp coverage. That is the part most business owners need first. In Vermont, workers' compensation is...

Is chasing this South Burlington crash claim even worth it when your boss wants it buried?

A retired worker in South Burlington got hit in an uncontrolled intersection, the other side is pushing blame back, and his employer wants the workers' comp claim to disappear.

ARTICLE by Pete Rossignol

step-down provision

What trips people up most is that the policy can look like it has one set of high limits, but a hidden clause can reduce those limits for certain drivers, vehicles, or...

Pothole Motorcycle Crashes and Immigration Fears in South Burlington

If you're undocumented and got hurt in a motorcycle crash caused by a bad South Burlington road while working, the real fight is usually coverage, road ownership, and proof - not your immigration status.

ARTICLE by Linh Tran

reservation of rights letter

Like a farmer agreeing to help pull a truck out of a snowy ditch while also saying, "I'm helping now, but I'm not admitting this is my responsibility," a reservation of rights...

umbrella policy

People often confuse an umbrella policy with an excess policy. Both add extra insurance above an underlying policy, but an excess policy usually just increases the dollar limit...

if Montpelier knew about the pothole and my insurer still says the treatment wasn't necessary, am i looking at debt, missed work, and no way out

A Montpelier factory worker's crash after hitting a reported pothole can turn into two fights at once: proving the city had enough notice to fix it, and proving your care was actually necessary when insurance starts playing games.

ARTICLE by Mike Parenteau

Did we wait too long to file after my brother died in a Barre crash?

Usually, no - in Vermont, a wrongful death case is commonly filed within 2 years from the date of death, not from the date of the crash or the first insurance call. The traps...