Vermont Accidents

FAQ Glossary Topics Team

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Search results for “statute of limitations”

20 results

exclusion clause

You usually see this in the fine print after a promise of coverage, or in a denial letter that says something like, "Losses arising from intentional acts, racing, or use...

Am I running out of time to sue over a Bennington tire blowout?

Three years is the deadline that sends most people searching this question in Vermont, and the mistake is usually the same: they treat the wreck as only a traffic crash, while...

step-down provision

What trips people up most is that the policy can look like it has one set of high limits, but a hidden clause can reduce those limits for certain drivers, vehicles, or...

reservation of rights letter

Like a farmer agreeing to help pull a truck out of a snowy ditch while also saying, "I'm helping now, but I'm not admitting this is my responsibility," a reservation of rights...

People often mix up policy limits with coverage. Coverage is the type of protection an insurance policy provides - such as liability, collision, or uninsured motorist coverage....

copyright fair use

Getting this wrong can cost real money, whether that means a takedown demand, a lawsuit, or losing valuable evidence you wanted to use in a case. Copyright fair use is a legal...

cease and desist letter

The part that trips people up most is that a cease and desist letter is usually not a court order. It is a formal written demand telling someone to stop a specific action and...

trademark infringement

Money can turn on this issue fast: an owner may recover lost sales, a defendant's profits, corrective advertising costs, and sometimes attorney's fees, while an accused...

I got hit on a South Burlington off-ramp and now I'm the liar

A wrong-way off-ramp crash with no witnesses can turn into a pure credibility fight fast, and the insurance company will use every gap against you.

ARTICLE by Brenda Patch

Is chasing this South Burlington crash claim even worth it when your boss wants it buried?

A retired worker in South Burlington got hit in an uncontrolled intersection, the other side is pushing blame back, and his employer wants the workers' comp claim to disappear.

ARTICLE by Pete Rossignol

When personal injury protection benefits have been used up. "PIP" usually means no-fault insurance that pays certain losses after a crash, such as medical bills, lost wages, or...

Insurance adjusters and defense lawyers often lean on this label to limit who gets policy rights, who can make changes, and who can collect certain benefits. If your name is...

Your boss used your papers against you after a two-hit crash

A Burlington roofer with a likely permanent injury after two separate impacts still has claims to sort out, and the immigration threat changes the pressure, not the value of the damage.

ARTICLE by Pete Rossignol

A 50-mph rear-end crash can still turn into a blame fight

A hard rear-end crash in a construction zone looks obvious, but in Vermont the driver, the comp carrier, and Medicare can all point fingers at you while the bills stack up.

ARTICLE by Pete Rossignol

No witness, lying driver, motorcycle wreck - your claim still isn't dead

A blind-spot lane-change crash with no witnesses turns into a credibility fight fast, but in Vermont the claim usually lives or dies on evidence you can still lock down after the wreck.

ARTICLE by Sarah Goodwin

Got hit in South Burlington and now the DoorDash driver says he'll sue me for "defamation"

A South Burlington crash with a speeding DoorDash driver can turn into a pressure campaign fast, especially when the other driver has little or no coverage and starts throwing around fake defamation threats.

ARTICLE by Pete Rossignol

Eight months into a Brattleboro crash claim and your lawyer still won't call back

A Brattleboro city parks worker can usually change lawyers mid-case, but the old fee agreement, the case file, and any fight over who gets paid can get messy fast.

ARTICLE by Linh Tran

Miss this in your policy, and the bad surprise comes after the crash: you think several coverage limits can be added together, but the insurer says only one limit applies....

I was sitting on the shoulder in St. Albans and now my old Facebook photos are being used against me

A St. Albans electrician gets hit while pulled over with hazard lights on, then learns the real fight is over underinsured coverage and old social media photos.

ARTICLE by Mike Parenteau

recorded statement

Like hitting "record" on a phone call when the other person already has a list of questions ready, a recorded statement is an audio or video account of what happened, usually...