Vermont Accidents

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Search results for “insurance claims”

20 results

Your boss used your papers against you after a two-hit crash
A Burlington roofer with a likely permanent injury after two separate impacts still has claims to sort out, and the immigration threat changes the pressure, not the value of the damage.
ARTICLE by Pete Rossignol
2026-03-22
I got hit on a South Burlington off-ramp and now I'm the liar
A wrong-way off-ramp crash with no witnesses can turn into a pure credibility fight fast, and the insurance company will use every gap against you.
ARTICLE by Brenda Patch
2026-03-23
Is chasing this South Burlington crash claim even worth it when your boss wants it buried?
A retired worker in South Burlington got hit in an uncontrolled intersection, the other side is pushing blame back, and his employer wants the workers' comp claim to disappear.
ARTICLE by Pete Rossignol
2026-03-23
A 50-mph rear-end crash can still turn into a blame fight
A hard rear-end crash in a construction zone looks obvious, but in Vermont the driver, the comp carrier, and Medicare can all point fingers at you while the bills stack up.
ARTICLE by Pete Rossignol
2026-03-21
No witness, lying driver, motorcycle wreck - your claim still isn't dead
A blind-spot lane-change crash with no witnesses turns into a credibility fight fast, but in Vermont the claim usually lives or dies on evidence you can still lock down after the wreck.
ARTICLE by Sarah Goodwin
2026-03-21
My sister got hit on a Montpelier sidewalk and the insurer has ghosted her
A sidewalk crash in Montpelier can turn into a bigger case if the driver was impaired, and the insurance company staying silent does not freeze your claim.
ARTICLE by Colleen Robitaille
2026-03-24
if Montpelier knew about the pothole and my insurer still says the treatment wasn't necessary, am i looking at debt, missed work, and no way out
A Montpelier factory worker's crash after hitting a reported pothole can turn into two fights at once: proving the city had enough notice to fix it, and proving your care was actually necessary when insurance starts playing games.
ARTICLE by Mike Parenteau
2026-04-03
proof of loss
People often mix up a claim with a proof of loss, and insurers do not always rush to clear that up. A claim is the basic notice that something happened and you want coverage. A...
DICTIONARY
reservation of rights letter
Like a farmer agreeing to help pull a truck out of a snowy ditch while also saying, "I'm helping now, but I'm not admitting this is my responsibility," a reservation of rights...
DICTIONARY
exclusion clause
You usually see this in the fine print after a promise of coverage, or in a denial letter that says something like, "Losses arising from intentional acts, racing, or use...
DICTIONARY
examination under oath
Picture getting called into the principal's office after a crash on Route 7, except the principal works for the company that may have to pay you, the questions are scripted by...
DICTIONARY
bodily injury liability
Like a safety net under a job site walkway, this coverage is there in case someone else gets hurt and the policyholder is legally responsible. In insurance, bodily injury...
DICTIONARY
step-down provision
What trips people up most is that the policy can look like it has one set of high limits, but a hidden clause can reduce those limits for certain drivers, vehicles, or...
DICTIONARY
uninsured motorist coverage
People often mix this up with underinsured motorist coverage, and the difference matters. Uninsured motorist coverage pays for injuries, and sometimes other losses, when the...
DICTIONARY
comprehensive coverage
Miss this in your policy, and you may find out too late that a smashed windshield, a stolen truck, or a tree through the roof of your car is your bill to pay, not the...
DICTIONARY
I was sitting on the shoulder in St. Albans and now my old Facebook photos are being used against me
A St. Albans electrician gets hit while pulled over with hazard lights on, then learns the real fight is over underinsured coverage and old social media photos.
ARTICLE by Mike Parenteau
2026-04-03
recorded statement
Like hitting "record" on a phone call when the other person already has a list of questions ready, a recorded statement is an audio or video account of what happened, usually...
DICTIONARY
deductible
A deductible is the amount of money a policyholder must pay out of pocket on a covered loss before the insurance company starts paying its share. For example, if a car...
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named insured
Insurance adjusters and defense lawyers often lean on this label to limit who gets policy rights, who can make changes, and who can collect certain benefits. If your name is...
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personal injury protection
Why is the insurance company talking about PIP, and does it pay for my injuries? Personal injury protection, usually called PIP, is auto insurance coverage that pays certain...
DICTIONARY