Vermont Accidents

FAQ Glossary Topics Team

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Search results for “fault”

20 results

I got hit on a South Burlington off-ramp and now I'm the liar

A wrong-way off-ramp crash with no witnesses can turn into a pure credibility fight fast, and the insurance company will use every gap against you.

ARTICLE by Brenda Patch

A 50-mph rear-end crash can still turn into a blame fight

A hard rear-end crash in a construction zone looks obvious, but in Vermont the driver, the comp carrier, and Medicare can all point fingers at you while the bills stack up.

ARTICLE by Pete Rossignol

Is chasing this South Burlington crash claim even worth it when your boss wants it buried?

A retired worker in South Burlington got hit in an uncontrolled intersection, the other side is pushing blame back, and his employer wants the workers' comp claim to disappear.

ARTICLE by Pete Rossignol

Your boss used your papers against you after a two-hit crash

A Burlington roofer with a likely permanent injury after two separate impacts still has claims to sort out, and the immigration threat changes the pressure, not the value of the damage.

ARTICLE by Pete Rossignol

No witness, lying driver, motorcycle wreck - your claim still isn't dead

A blind-spot lane-change crash with no witnesses turns into a credibility fight fast, but in Vermont the claim usually lives or dies on evidence you can still lock down after the wreck.

ARTICLE by Sarah Goodwin

comprehensive coverage

Miss this in your policy, and you may find out too late that a smashed windshield, a stolen truck, or a tree through the roof of your car is your bill to pay, not the...

Got hit in South Burlington and now the DoorDash driver says he'll sue me for "defamation"

A South Burlington crash with a speeding DoorDash driver can turn into a pressure campaign fast, especially when the other driver has little or no coverage and starts throwing around fake defamation threats.

ARTICLE by Pete Rossignol

VA Disability Benefits and Vermont Truck Accident Claims

If a commercial truck hit you in Vermont, your VA disability benefits usually do not let the trucking company off the hook, and they do not get a discount because you served.

ARTICLE by Sarah Goodwin

Eight months into a Brattleboro crash claim and your lawyer still won't call back

A Brattleboro city parks worker can usually change lawyers mid-case, but the old fee agreement, the case file, and any fight over who gets paid can get messy fast.

ARTICLE by Linh Tran

step-down provision

What trips people up most is that the policy can look like it has one set of high limits, but a hidden clause can reduce those limits for certain drivers, vehicles, or...

if Montpelier knew about the pothole and my insurer still says the treatment wasn't necessary, am i looking at debt, missed work, and no way out

A Montpelier factory worker's crash after hitting a reported pothole can turn into two fights at once: proving the city had enough notice to fix it, and proving your care was actually necessary when insurance starts playing games.

ARTICLE by Mike Parenteau

My sister got hit on a Montpelier sidewalk and the insurer has ghosted her

A sidewalk crash in Montpelier can turn into a bigger case if the driver was impaired, and the insurance company staying silent does not freeze your claim.

ARTICLE by Colleen Robitaille

When personal injury protection benefits have been used up. "PIP" usually means no-fault insurance that pays certain losses after a crash, such as medical bills, lost wages, or...

I was sitting on the shoulder in St. Albans and now my old Facebook photos are being used against me

A St. Albans electrician gets hit while pulled over with hazard lights on, then learns the real fight is over underinsured coverage and old social media photos.

ARTICLE by Mike Parenteau

exclusion clause

You usually see this in the fine print after a promise of coverage, or in a denial letter that says something like, "Losses arising from intentional acts, racing, or use...

bodily injury liability

Like a safety net under a job site walkway, this coverage is there in case someone else gets hurt and the policyholder is legally responsible. In insurance, bodily injury...

Pothole Motorcycle Crashes and Immigration Fears in South Burlington

If you're undocumented and got hurt in a motorcycle crash caused by a bad South Burlington road while working, the real fight is usually coverage, road ownership, and proof - not your immigration status.

ARTICLE by Linh Tran

People often mix up a claim with a proof of loss, and insurers do not always rush to clear that up. A claim is the basic notice that something happened and you want coverage. A...

underinsured motorist coverage

This can be the difference between getting your medical bills and lost wages covered or being stuck with a big unpaid balance after a crash. When the at-fault driver has...

A deductible is the amount of money a policyholder must pay out of pocket on a covered loss before the insurance company starts paying its share. For example, if a car...