Vermont Accidents

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Search results for “VA benefits”

20 results

VA Disability Benefits and Vermont Truck Accident Claims

If a commercial truck hit you in Vermont, your VA disability benefits usually do not let the trucking company off the hook, and they do not get a discount because you served.

ARTICLE by Sarah Goodwin

coordination of benefits

Think of two hay wagons arriving for the same load: one goes first, and the second only takes what is left. That is how coordination of benefits works when a person is covered...

When personal injury protection benefits have been used up. "PIP" usually means no-fault insurance that pays certain losses after a crash, such as medical bills, lost wages, or...

personal injury protection

Why is the insurance company talking about PIP, and does it pay for my injuries? Personal injury protection, usually called PIP, is auto insurance coverage that pays certain...

Can I claim PTSD after a Barre crash if I'm undocumented?

$150 to $300 for a therapy visit adds up fast, and yes - in Vermont, you can claim PTSD, anxiety, depression, and counseling costs after a crash even if you are undocumented....

A 50-mph rear-end crash can still turn into a blame fight

A hard rear-end crash in a construction zone looks obvious, but in Vermont the driver, the comp carrier, and Medicare can all point fingers at you while the bills stack up.

ARTICLE by Pete Rossignol

I got hit on a South Burlington off-ramp and now I'm the liar

A wrong-way off-ramp crash with no witnesses can turn into a pure credibility fight fast, and the insurance company will use every gap against you.

ARTICLE by Brenda Patch

underinsured motorist coverage

This can be the difference between getting your medical bills and lost wages covered or being stuck with a big unpaid balance after a crash. When the at-fault driver has...

Insurance adjusters and defense lawyers often lean on this label to limit who gets policy rights, who can make changes, and who can collect certain benefits. If your name is...

bodily injury liability

Like a safety net under a job site walkway, this coverage is there in case someone else gets hurt and the policyholder is legally responsible. In insurance, bodily injury...

Miss this in your policy, and the bad surprise comes after the crash: you think several coverage limits can be added together, but the insurer says only one limit applies....

Is chasing this South Burlington crash claim even worth it when your boss wants it buried?

A retired worker in South Burlington got hit in an uncontrolled intersection, the other side is pushing blame back, and his employer wants the workers' comp claim to disappear.

ARTICLE by Pete Rossignol

step-down provision

What trips people up most is that the policy can look like it has one set of high limits, but a hidden clause can reduce those limits for certain drivers, vehicles, or...

Who takes my Burlington crash settlement first Medicare Medicaid VA insurance everyone?

Form AA-1, the Vermont Report of Motor Vehicle Crash, is due to the Vermont DMV within 72 hours if police did not file a report, and your settlement is usually paid in this...

Your boss used your papers against you after a two-hit crash

A Burlington roofer with a likely permanent injury after two separate impacts still has claims to sort out, and the immigration threat changes the pressure, not the value of the damage.

ARTICLE by Pete Rossignol

uninsured motorist coverage

People often mix this up with underinsured motorist coverage, and the difference matters. Uninsured motorist coverage pays for injuries, and sometimes other losses, when the...

No witness, lying driver, motorcycle wreck - your claim still isn't dead

A blind-spot lane-change crash with no witnesses turns into a credibility fight fast, but in Vermont the claim usually lives or dies on evidence you can still lock down after the wreck.

ARTICLE by Sarah Goodwin

reservation of rights letter

Like a farmer agreeing to help pull a truck out of a snowy ditch while also saying, "I'm helping now, but I'm not admitting this is my responsibility," a reservation of rights...

umbrella policy

People often confuse an umbrella policy with an excess policy. Both add extra insurance above an underlying policy, but an excess policy usually just increases the dollar limit...

My sister got hit on a Montpelier sidewalk and the insurer has ghosted her

A sidewalk crash in Montpelier can turn into a bigger case if the driver was impaired, and the insurance company staying silent does not freeze your claim.

ARTICLE by Colleen Robitaille